Jeff Thomas is a full-time BUYER’S AGENT meaning he works for you, the Buyer. He does not list homes or represent Sellers. This gives you, the Buyer, an agent that is completely objective and with your interest at heart. As with a Seller’s Agent, all fees are paid by the seller so there is no cost to the buyer for his services.

Jeff works exclusively on Smith Lake and owns two homes on the lake. One is the Soliloquy cabin located on Ryan Creek and the other is Paradise Point located just north of Duncan Bridge on the Sipsey.

Jeff is the Broker at Smith Lake Rentals so he knows the vacation rental market on Smith Lake. He can help you find a lake house that will allow you to maximize the return on your investment. Click on the “Evaluated Properties” tab to see properties Jeff has reviewed and given an opinion on its rentability.

Call Jeff today to get him working for you.


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Properties for sale that are currently on our Rental Program:






We are exclusively a buyer's agency

What does that mean?  In every real estate transaction, you have two sides of the transaction: seller and buyer.   The Listing Agent (as found on the sign in the yeard) represents the Seller.  They DO NOT represent the Buyer.   A Buyer's Agent represents the Buyer exclusively!

We only take on BUYERS of properties as clients.  There is no additional cost to you for using a buyer's agent.   The buyer's agent splits the real estate commissions with the listing agent.  When a listing agent represents both sides of a transaction there is a real conflict of interest.

We ensure you get access to all properties for sale on the lake, not just the ones listed with the listing agency.  We also negotiate with your interest in mind and without concern about the seller's interest.  

If you are looking for a property, you want a buyer's agent as they will work for you, not the listing agent who works for the seller of the property.     

How to use this website

Our menu above has a number of options to help you find a property to purchase.  Below we define the menu them and how to use them:

  • "Evaluated Properties" - If interested in purchasing a property for revenue generation as well as enjoyment, then look at this page.  I have personally visited and evaluated these properties.  I assess the property for its ability to be a vacation rental and give my opinion on: 1) estimated nightly rental revenue, and 2) what is needed to get these properties rental ready.  
  • "Search All Lake Listings" - This option searches ALL properties listed in the Walker County MLS.  Once you select a search, you can edit the search parameters.      

Our Process

My goal with this site is to help you find the perfect lake house for your personal use or as a vacation rental to generate income.  My primary focus is to help you find a property which meets your unique desires and is a great investment.  I also specialize in finding properties that make great vacation rental properties allowing clients to make money off their investments.

Finding the right property on Smith Lake has challenges different from finding a house in your area.  The challenges include:

  • client needs and desires are sometimes different for a lake home vs your personal home
  • large number of lake factors (location on the lake, view, docks, steps to water, water levels, cove or big water, etc)
  • amount of time it takes to get around the lake (e.g.. it can take 2 hours to get from one side to the other by car)
  • limited amount of time to see the houses 

As a result, I have arrived at a process which saves you time and helps us determine what you like and do not like.  Below are the steps in the process:  

        Define Target Property

  • conversation to discuss the lake, what you initially want/do not want and establish the Target Property criteria
  • I will find a few properties that meet your criteria or show you options if you have not settled on your criteria
  • preview and discuss the above properties via the computer before traveling to the lake
  • narrow the list of properties above to a few that meet the majority of the target criteria

        Establish a formal Client and Buyer's Agent relationship

  • execute a Buyer's Agency Agreement between us.  This allows me to advise in ways not allowed without the agreement 
  • get you prequalified so we ensure funds are available for the purchase 
  • if considering putting it on the vacation rental market, we will start my Vacation Property ROI spreadsheet to determine your Return on Investment 

        Start Property Search and continue refining of the Target Property criteria 

  • the first trip to view properties is typically to refine the Target Property criteria.  We will see 5 or so properties on this trip
  • I will then send a list of properties that meet the refined Target Property criteria allowing you to choose a list of properties to view on the next trip
  • if time allows, I will preview the properties to ensure they are properly represented in the advertisements
  • we will then schedule a date to go see the properties 
  • if none of the properties are of interest, we will discuss changes to the Target Property criteria and go back to step 2 in this section

        Offer, Due Diligence and Closing (this is where you will be glad you have a Buyer's Agent)

  • once we find the house, we will construct an offer and negotiate until accepted or rejected .
  • if considering the vacation rental market, I will do an assessment of what is needed and what revenues you can expect
  • if accepted, we will do the due diligence (e.g.., inspections, surveys, etc.) to remove all contingencies
  • you will work with your financial institution to complete the loan process
  • we will select a closing company and schedule closing

Thank you for visiting the site. Review the properties and contact me so we can get started.